Monero sync at 100%, still says it’s syncing and unable to make payments?

full image - Repost: Monero sync at 100%, still says it’s syncing and unable to make payments? (from Reddit.com, Monero sync at 100%, still says it’s syncing and unable to make payments? )

Apologies if there’s a simple explanation I don’t use crypto that often. Does anyone know why this is happening?

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Mining:
Bitcoin, Cryptotab browser - Pi Network cloud PHONE MINING
Fone, cloud PHONE MINING cod. dhvd1dkx - Mintme, PC PHONE MINING

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Exchanges:
Coinbase.com - Stex.com - Probit.com

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Donations:
Done crypto